Employee Benefits


Hourly Employee Timekeeping Training Video
Exempt/Director Timekeeping Training Video
Director Timekeeping Approval Training Video

Medical Benefits

The Town of Ipswich offers competitive medical benefits to all full-time employees. Employee health and wellness are a priority of the Town of Ipswich. As such, we provide all full-time employees with Blue Cross Blue Shield health insurance as well as the option of receiving dental insurance through Altus Dental.

Benefited Employee Blue Cross Blue Shield Plan Information
Benefited Employee Dental Information
Benefited Employee Payroll & Benefits Information 
Benefited Employee Health Insurance FAQ’s
Fitness and Weight Loss plan reimbursement (including Weight Watchers, NOOM, and other programs)

Pet Insurance Vision Discounts Self-Care Resources Telehealth (live visits with doctors and nurses through your smart phone, tablet, or desktop computer in the comfort of your home!)

 24-hour nurse care Health Times Newsletter (recipes, reimbursements, mental health, fitness) 90-day prescriptions

Health Reimbursement Claim Form (HRA)

Wellness Offerings

The Town of Ipswich recognizes the importance of comprehensive and diverse health and wellness offerings for current employees and retirees alike. Through our partnership with MIIA, the Town offers many wellness programs and courses throughout the year, as well as fitness weight loss program reimbursements, and even an employee gym located in the lower level of Town Hall. 

Employee Mental Health Resources
Employee Substance Abuse Resources
Mass DPH COVID Wellness Tips and Resources
Benefited Employee Wellness Information 
Employee Assistance Program (EAP) Mobile Application
MIIA Mental Health Resources for Employees and their Families
Behavioral Health Support Delicious and Healthy 
Recipes Free Fitness Mindfulness and Stress Reduction
Eating Well Disease and Illness Prevention
Wellness Phone Coaching
Financial Wellness A Taste of Mindfulness

Disability & Life Insurance

The security of knowing that you and your family are protected during difficult times is important. As part of our benefits package, the Town of Ipswich provides all full-time employees with the opportunity to acquire short and long term disability insurance, as well as life insurance and accidental death and dismemberment coverage.  The Town contributes 50-50 to a Dearborn basic life policy for full-time employees and retirees.

Fort Dearborn Life Insurance Policy Packet
Colonial STD Policy Packet

Retirement Planning

Regardless of what stage you are at in your career, planning for your financial future can be challenging. To help facilitate this process, the Town of Ipswich requires all full-time employees to be members of the Essex Regional Retirement System.  Part-time employees contribute to a mandatory OBRA deferred compensation account. 

Essex Regional Retirement System

Employee Retirement Overview Brochure
Essex Regional Retirement System Webpage What is a 457b Plan?
Massachusetts Deferred Compensation SMART Plan 457b Plan Overview
Massachusetts Deferred Compensation SMART Plan Countdown to Retirement

Retiree Medical:
MIIA Medex Plan Document
Blue MedicareRx Prescription Drug Plan (PDP)
Blue MedicareRx PDP Formulary